Regulation Y, issued by the Federal Reserve, governs corporate bank holding company practices as well as the practices of state. Frequently Asked Questions about Regulation Y Bank Holding Companies and Change in Bank Control Staff of the Board of Governors of the Federal Reserve System has developed the following frequently asked questions (FAQs) to assist entities in complying with the Board's Regulation Y. Although the FAQs below refer at times to bank holding companies, the FAQs also apply to foreign banking.
1. What is Regulation Y? Regulation Y governs the corporate practices of bank holding companies and certain practices of state-member banks. Regulation Y also describes transactions for which bank holding companies must seek and receive the Federal Reserve's approval.
Common transactions requiring. (a) Authority. This part [1] (Regulation Y) is issued by the Board of Governors of the Federal Reserve System (Board) under section 5 (b) of the Bank Holding Company Act of 1956, as amended (12 U.S.C.
1844 (b)) (BHC Act); sections 8 and 13 (a) of the International Banking Act of 1978 (12 U.S.C. 3106 and 3108); section 7 (j) (13) of the Federal Deposit Insurance Act, as amended by the Change in. Regulation Y, issued by the Federal Reserve, governs corporate bank holding company practices and those of state.
What is Regulation Y? Regulation Y is a regulatory regime promulgated by the US Federal Reserve Bank. It regulates corporate bank holding companies and state-member banks. Most notably, it establishes capital reserve ratios.
Back to:BANKING, LENDING, & CREDIT INDUSTRY How Does Regulation Y Work? Regulation Y governs transactions by bank holding companies. Transactions requiring Federal Reserve. Regulation Y Bank Holding Companies and Change in Bank Control 12 CFR 225; as amended effective April 1, 2022.
Staff of the Board of Governors of the Federal Reserve System has developed the following frequently asked questions (FAQs) to assist entities in complying with the Board's Regulation Y. Although the FAQs below refer at times to bank holding companies, the FAQs also apply to foreign banking organizations that are subject to the provisions of the Bank Holding Company Act of 1956 (BHC Act) in. The Board is adopting a rule (final rule) that simplifies the Board's capital framework while preserving strong capital requirements for large firms.
The final rule would integrate the Board's regulatory capital rule (capital rule) with the Comprehensive Capital Analysis and Review (CCAR), as. LII Electronic Code of Federal Regulations (e-CFR) Title 12-Banks and Banking CHAPTER II-FEDERAL RESERVE SYSTEM SUBCHAPTER A-BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM PART 225-BANK HOLDING COMPANIES AND CHANGE IN BANK CONTROL (REGULATION Y).